Monday, May 18, 2020
Rwanda Essay - 848 Words
Approximately 2 billion working adults, especially in developing countries, do not have access to a safe account at a financial institution. Moreover, according to the World Bank, more than 59 percent of working adults do not have access to an account simply as a result of low income, implying that these financial institutions are not yet attainable for low income users. Being one of the least developed countries, Rwanda has a population with about 89 percent of its adults owning a financial account under formal and mainly informal sectors in 2012. According to the FinScope Survey, Rwanda is one of the leading countries in East Africa with the highest accessibility to financial inclusion despite having a poverty rate of 33 percent inâ⬠¦show more contentâ⬠¦Through the commercial bank, SMEs, or small and medium-sized enterprises, can benefit from credit funds where the bank is able to use funds to provide loans to small businesses. More low-income citizens can also have access to insurance through the bank in which households can obtain health insurance without paying lump sum, allowing them to work and live better to promote a better lifestyle. Ultimately, the Rwandan government and the National Bank established Vision 2020, in which they hope to reach ââ¬Å"80 percent financial inclusion by 2017 and 90 percent by 2020â⬠as a way of achieving poverty reduction. Throughout the country, the National Bank created saving groups, which are social groups promoting the idea of lifting Rwandan citizens out of poverty by forming little groups in provinces with the goal of saving the same amount of money weekly; from 2010 to 2014, the National Bank was able to create more than 28,000 saving groups with the support of local partners and international governmental and non-governmental organizations, (NGOs) including USAID, the leading U.S. government agency that is working on global issues such as poverty; through the saving groups project, USAID has developed 1,028 saving groups, and all the NGOs were able to help Rwandans save about 14 billion Rwandan francs, which is equivalent to approximately $16.5 million. Aside from promoting financial inclusion nationally, Rwanda has begun joining other countries, hoping toShow MoreRelatedEssay on Rwanda Genocide Compared with Hotel Rwanda2521 Words à |à 11 Pagesââ¬Ëefficient genocideââ¬â¢ in history, occurred in a mere 100 days in the small central African country of Rwanda. The Hutus and the Tutsis, two ethnic groups within Rwanda, have been at continual unrest for the past half a century. During the 100 day massacre of 1994, a murder occurred every two seconds; resulting in 18% of the Tutsi population being killed. A decade after the war, in 2004, the film Hotel Rwanda was released. The film followed the story of a Hutu man; Paul Rusesabagina as he housed overRead MoreThe Rwanda Genocide Essay1113 Words à |à 5 Pagesthe characteristics of the Rwanda Genocide and the Jewish Holocaust. The Rwanda Genocide targeted the Tutsis because of their ethnicity, while the Holocaust targeted the Jews because of their ethnicity and religion. 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